Versatile 4-Bedroom Home with Functional Layout, Views, and Leasing Potential. Excellent opportunity to own a well-located 4-bedroom, 2-bath home with 1,968 sq. ft. of functional living space and a fully fenced 6,500 sq. ft. lot, ideal for a primary residence or investors seeking value and versatility. This home is move in ready. The practical split-entry design offers a coat closet and direct access to the garage and rear deck. Dual living areas are ideal for multi-generational living. The open-concept upper level includes a kitchen with breakfast bar, a separate dining area, spacious living room, and two bedrooms including a primary with private access to the shared full bathroom. The primary bedroom also includes access to a walk out a private covered upper rear deck with mountain views. The kitchen is supplied with ample cabinetry for your storage needs. The lower level has a cozy second living area with a wood-burning fireplace, two more bedrooms, a second full bath, and a laundry room with built-in shelving and space for full-size units. The two-car garage includes built-in storage and a workbench. Additionally, central heating is included and there is opportunity to personalize/update to build equity over time. The lot has smaller mature trees and enhanced outdoor living with the dual-level decks which includes a built-in swing. Enjoy the nearby Cottonwood Creek Park which features disc golf, sports fields, playgrounds, tennis courts, in-line hockey, a YMCA with indoor pool and gym, and citywide access through the bike trails. Restaurants, shopping, grocery stores, entertainment, and I-25 are conveniently located within 10 minutes or less. No HOA. Great potential in a high-demand neighborhood. Property has an excellent long-term lease history. Seller is licensed in Hawaii and offering a buyer's credit to help reduce the buyer's out-of-pocket costs. (e.g. interest rate buy-down, prepaids, fees, etc.)